Sunday’s hail storm dropped beads of ice throughout our area, dumping them everywhere from porches to playgrounds and cars. “We’ve got a lot of phone calls on it. The insurance companies have been contacting us saying that in the area there is hail & to expect a lot of cars to come in,” said Damage Appraiser James Matulewicz,
He suggests that you should get your car fixed through your insurance company, since there are several fly-by-night companies who will charge you an initial cheaper cost, but it might run you a little bit more down the line. “Do it accordingly in case there’s a problem with your car you can go back to your insurance company to get it fixed,” he advised.
Rhode Island based Dent Pros travel the country chasing hail storms for this reason.
Since the hail was small, they’re not anticipating very large-scale damage, which is why it might be tough deciding whether or not to shell out the cash to get tiny dents fixed. “As far as from what we’ve heard, since it’s a catastrophe, it’s not something where the insurance will go up, it’ll stay at the current rate, but like i said, a lot of companies will work w/ you on the deductible,” Michael Simas, Dent Pros President stated, which, might offer you a little piece of mind after the storm.
A rep from E-commerce noted that in Massachusetts, it’s legal to collect the money from a claim without having to actually fix the car.
However, if you get into future incidents, that same unfixed damage will be taken into account, leaving you to foot the bill.