(CNN) — A new survey finds more Americans than ever before embracing online & mobile banking.
Banks offer more options than ever for conducting transactions from a desktop computer or on the go, with a smartphone app.
New numbers from the Pew Internet and American Life Project find digital banking on the rise.
Fifty-one percent of adult Americans bank online, up from 46 percent in 2010, and 35 percent of cell phone owners use their mobile phone for banking, up from 18 percent when Pew last surveyed in 2011.
Not surprisingly, younger Americans lead the way. Two-thirds of those ages 18 to 29 say they do their banking transactions online.
Pew says the numbers point to an increase in trust in those online and mobile transactions, but consumers can still take extra steps to keep data safe especially when using a mobile app.
- CreditCards.com recommends password protecting the app and the smartphone. Staying logged in to an app allows quick access to information and transactions, but losing that device puts that information at risk.
- Know how to remotely wipe a device of personal information in case of theft or loss.
- When banking on the go, switch data from public wi-fi to your 3g or 4g network.